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1300 544 166

We love to help borrowers with quick and easy loans, tailored to meet their business and investment needs.
Our experienced team will provide you with great service and communication every step of the way.

Over $100 million
in loans funded to date
fast & flexible
for business and property professionals
great rates
simple, online application

Our business & investment loans are tailored to help you complete a project,
lock in an opportunity or get out of unexpected trouble.

To borrow, all you need is…
A Feasible Business Purpose
A Feasible Business Purpose
Property As Security
Property as Security
A Credible Exit Plan
A Credible Exit Plan

   Property related loans, property secured

Land Bank Loans
Funding pending mainstream refinance or equity raising.

Land bank loans allow you to take timely advantage of opportunities to purchase investment property which you intend to develop. Situations could involve re-zoning, development approval, pre-sales or perhaps the site being merged with other surrounding land. Bank refinance or the sale of land is likely to be your exit strategy.

Subdivision & Improvement Finance
Funding for subdivision costs or construction completion.

Land subdivision and improvement loans assist developers with subdividing a property into lots for on-sale. This could be simply subdividing a single residential property into two separate titles, or re-zoning larger parcels of property into dozens of separate lots. Exit is usually through bank refinance, project equity raising or sale of land.

Property Loans
Ideal for starting or completing property projects.

A property loan is perfect if you are an experienced developer needing to fund your next property project. Sales of the completed properties will be the usual settlement strategy. Typical scenarios include bridging finance for property purchase and funding for construction.


   Non-property related loans, property secured

Bridging Loans
Fast line of credit for short term cash flow requirements of any kind.

A bridging loan works well when you need funding quickly and temporarily for any purpose pending refinance, asset sale or trade out. A typical scenario is the release of equity from a property for short term cash flow needs.

Commercial Term Loans
Fixed period renewable.

A term loan is ideal when you need a funding line for longer term business needs with an annual review of your needs. Your exit plan is likely to be via bank refinance. A typical scenario is where time is needed to realise equity in properties or to return a business in a difficult trading situation back onto an even keel.

Turnarounds & Workouts
Pressured business situations requiring urgent cash.

Businesses often face unexpected challenges – cash flow squeeze, cyclical downturns, breach of bank loan covenants and bad debts to name a few. A debt restructure, asset disposal or a business acquisition may require urgent funding. These are situations in which short term loans provided urgently prove most valuable.

Business People Technology Working Office Concept
Loan Terms
Annual interest rates range from
7% per annum.
Loan range
$250,000 to $4 million. Larger loans on application.
Minimum loan size
Average Loan fee
From 2% of loan value, based on loan requirements.
Loan to value ratios (LVR)
Maximum LVRs apply according to property type.
Rollover facility
Loan may be rolled over for a further term upon application. Roll over fees apply.
Interest payments
Monthly payments, or capitalisation of interest on application.
Borrower entity
Any business entity.
Loan exit strategy
Credible loan exit strategy required.
Loan exit fees
None at termination. Minimum loan term may apply.
Loan security
First mortgage over commercial or residential property or vacant land located in metropolitan or major regional centres, nationwide. Valuations are required.
Settlement timing
Where clear certificates of title are available and current valuations are held, settlement is possible within days of application.
"Have the courage to follow your heart and intuition. They somehow know what you truly want to become."

- Steve Jobs

Don’t Have Time To Wait
Don’t have time to wait

We understand opportunities come and go quickly and don’t always fit bank processing timeframes. We act quickly and provide fast turnaround. Our dedicated team will keep in contact every step of the way to make sure you meet your goals on time.

Easy Application Process
Easy application process

Don’t miss out on finance because you haven’t ticked every box. We know that urgent finance situations are unique, so we tailor our credit process to suit each application on its own merits.

Great Service
Great Service

Each Credit Crowd customer is looked after by our exceptional team.  We provide honest and transparent communication every step of the way.


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